Mambu Core
The composable foundation for intelligent core banking
The cloud-native platform intelligence needs to truly deliver value, so banks, lenders and fintechs can move faster, scale securely, and adapt to change.
Built for change. Trusted worldwide.
Mambu’s cloud-native, composable core banking platform gives financial institutions a configurable, API-first core, proven over 15+ years in live, production banking environments supporting millions of end users globally.
99.99% uptime SLA
Enterprise-grade availability for mission-critical banking workloads worldwide.
Billions of API calls
Supporting high-volume, real-time financial operations at scale at global scale.
Global footprint
Live across EMEA, APAC, LATAM, and North America, serving millions of end users.
Multi-cloud by design
Run on AWS, Google Cloud, or Azure to meet regulatory requirements.
Platform principles
A core built to evolve with your business
Mambu is a cloud-native core banking platform built for institutions operating in constant change. Its composable architecture, configurable capabilities, and shared core services provide a stable foundation for modern financial products.
Composable
Assemble the components you need and integrate with specialist partners. Mambu reduces lock-in and supports change over time.
Cloud-native
Built in the cloud from day one, Mambu supports high availability and global scale without disruptive upgrades.
Configurable
Configure your products and processes rather than custom-coding each one. An API-first approach enables faster, fully controlled change.
Intelligent
Connect our agentic capabilities directly into your core to automate workflows and operations around it.
Platform in practice
Banking engines, built to scale
One composable, cloud-native core banking platform for Lending, Deposits and Islamic Banking. Expand portfolios. Enter new markets. Grow without the rebuild.
Lending
Design and manage lending products across consumer, SME, BNPL, and embedded finance. Flexible configuration supports scale and ongoing change.
Deposits
Build modern deposit and transactional products, from current accounts to savings and term deposits. Designed for scale and regulatory requirements.
Islamic Banking
Design and operate Shari’ah-based deposit and financing products. Support Islamic and dual-banking models with regulatory and governance alignment.
A practical guide to low-risk core migration models
This guide gives you a step-by-step plan to avoid common mistakes, keep your business running smoothly, and make sure you're prepared for whatever comes next.
Reliability
Security & compliance
Mambu meets the highest global standards for security and compliance, supported by recognised certifications and continuous controls.
High availability
Up to 99.99% uptime guarantee, established disaster recovery and failover procedures.
SOC I & SOC II compliant
Independent audits validate controls for organisational security, availability, resilience and confidentiality.
Open Banking & PSD2 ready
Secure APIs and consent controls designed to meet open banking regulations.
External pentesting
Covers network security and web application vulnerabilities referenced in the OWASP Top 10.
ISO 270007 certified
Audited compliance for continuous security and risk control. Download certification.
Responsible governance
Continuous surveillance controls, steady monitoring, and a formal vulnerability disclosure process.
Partners ecosystem
Assemble for
choice, reconfigure
for change
Mambu connects you to a broad ecosystem of technology and service partners, so you can assemble specialist capabilities without lock-in and adapt as your needs change.
Customer stories
Leading brands build
the future of finance with Mambu
Chile’s state bank completed a multi-year core modernisation with Mambu, migrating the country’s largest current account base at national scale—without disruption.
14M
CuertaRUT
accounts
migrated
90%
reduction in
mainframe
reliance by 2027
Zero
downtime
during
migration
Let's get started
Move forward
with Mambu
Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.
© Mambu 2026