Skip to content

Success Story

Established in 2016, Tide is revolutionising how small businesses manage their money admin. Tide’s platform offers a business bank account that is connected to tools that allow Tide members to apply for credit, manage their invoices and expenses, conduct their payroll, accounting and much more.

Tide logo
Customer base

370 000+



Mambu's role

Cloud banking platform

Quick to set up and easy to use, Tide provides entrepreneurs and small business owners with a wide range of powerful business admin features. To boost their tools and services, Tide has teamed up with best-in-class technology vendors. Not only does this strengthen their offering but it also takes the load off Tide’s tech stack. Through cooperation with fintech innovators, Tide leverages the capabilities of partners. This approach allows Tide to focus their development efforts on customer facing value creation.

In 2019 Tide decided to scale a lending product. Because they did not want to build it in-house they needed a technology partner to handle the ledger, the lending portfolio management as well as the accounting and reporting at scale. To assess and compare potential banking platforms Tide issued an RFP, as a result of which Mambu was selected. Mambu’s pure SaaS banking platform stood out because of two key advantages: the flexibility in shaping banking products and the accuracy and detail of accounting reporting.

Powering Tide's revolving credit & overdrafts

Tide’s main objective was to scale up its operations and revamp its product offerings, with a unique requirement to build the revolving credit for businesses. The team built, tested and launched the new product in three months. By partnering with Mambu, Tide is able to create compelling new products and revamp its offerings for customers, including releasing larger overdrafts, credit cards and invoice financing.

Mambu has an impressive track record of providing the type of products we need to provide our members with the best services.
Amit Kahana
VP of Credit Services, Tide

Dedicated to SMEs

Over a quarter of a million SMEs now use Tide’s mobile-first platform for their business banking needs, making Tide one of the UK's fastest growing banking services for entrepreneurs and small business owners. To help their members further, Tide plans to launch new services such as peer-to-peer lending, which will be managed on Mambu’s platform, as well as expand further into other geographies.

tide logo with symbol
A woman sits on the sofa drinking a coffee and looking at her Tide account on her mobile phone.
A collection of Tide banking cards/
A Tide bank card sits next to a mobile phone showing the Tide app.