Deposits engine
Create, launch, and scale transactional accounts, savings, digital wallets, and embedded banking experiences on a cloud-native platform built for speed, growth.
Trusted by leading banks and fintechs around the world
The legacy challenge
Mambu replaces rigid core deposit systems with a configurable, API-first foundation built for real-time processing, faster product launches, and scalable operations.
Modern deposits without legacy constraints.
Launch transactional accounts, savings, and term deposits in days, with flexible rates, fees, and account rules.
Automate interest, fees, statements, and reconciliation to reduce manual work and operational risk.
Personal, business, and embedded accounts on one platform, from banking apps to wallets and partner channels.
Deposits with Mambu
Mambu supports personal, business, and stored-value deposits on a single cloud-native engine. So every balance, account, and wallet runs on the same trusted foundation.
Everyday accounts and savings, built for digital banking.
Current & savings accounts
Run current accounts, savings, and sub-accounts with configurable interest, fees, and account rules.
Cards & payments
Connect balances directly to cards and payment rails for everyday spending and money movement.
Customer-led banking
Support features like goal-based saving and multiple balances in one customer profile.
Accounts designed for cash flow, control, and scale.
Business current & savings accounts
Offer multi-currency business accounts with flexible pricing, interest, and account structures.
Segment-based pricing
Apply different fees, limits, and terms across SMEs, mid-market, and enterprise customers.
Cash-flow visibility
Use virtual accounts and real-time balances to support reconciliation and liquidity management.
Balances built for high-volume, real-time use cases.
Digital wallets & prepaid
Run consumer, merchant, and platform wallets on secure
stored value accounts.
Real-time transactions
Update balances instantly as money moves across cards, payments, and partners.
Embedded finance
Support in-app, marketplace, partner and demand-led
financial experiences.
Configure deposit products through rules and parameters rather than custom code, so accounts, rates, fees, and limits can evolve without long change cycles.
Connect KYC, payments, cards, and compliance services of your choice and change them over time without lock-in or monolithic constraints.
Run millions of accounts and high-volume transaction flows across markets with consistent performance and regulatory-grade reliability.
Customer stories
A European digital bank running current accounts and savings products on Mambu as it scales across multiple markets.
months to go
live on Mambu
countries is
Europe
million revenue
customers
Ecosystem
Mambu sits at the core of your banking stack. Connect onboarding, KYC, scoring, payments, CRM, and servicing tools to orchestrate end-to-end journeys without lock-in.
Insights
Let's get started
Contact us to modernise, scale, and build the
future of finance with confidence
