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4 min read to leverage Backbase’s Engagement Banking platform and Mambu’s flexible cloud-native banking platform to pivot to digital-first banking. today announces that it has selected Engagement Banking technology provider Backbase in conjunction with Mambu, the SaaS banking platform, to power its digital transformation. The collaboration will see leveraging Backbase and Mambu’s combined technology offering to strategically transform from “mobile first” to full service and omnichannel bank.

As the most preferred digital bank in Slovakia, the goal of is to move to an omnichannel experience and to improve its current digital core banking system, which will keep pace with the rapidly evolving world in this area. As a result of this partnership, expects to decrease its time to market with new solutions compared to the previous custom, in-house build approach, ensure 24/7 access to banking services for its customers, improve its use of data to better tailor the customer experience, accelerate innovation, and address gaps in its legacy systems – all with a view towards creating a better, more customised user journey. is adopting the full digital sales and digital banking capabilities of Backbase’s Engagement Banking platform for its retail business, helping to improve the customer experience in all areas, including opening accounts, applying for new products, and conducting day-to-day online banking activities. In addition, has signed onto Backbase-as-a-Service (BaaS), a full suite of managed hosting services that will allow the bank to innovate at scale and rapidly deploy system updates and new products to continuously enhance the user experience.

Mambu will fully transform’s legacy core into a modern cloud-native platform that is configurable and adaptable to future technologies. Through open APIs, both Mambu and Backbase seamlessly integrate with third party fintech solutions, providing with a scalable digital ecosystem and sophisticated digital tools and services.

The combined Backbase-Mambu service offering provides with a fully integrated, end-to-end cloud-native digital banking solution on an open and modern architecture. This creates a future-proof infrastructure that will allow to continue its growth trajectory as one of Central Eastern Europe’s leading financial institutions. The partnership further allows to create enhanced value for their clients on a daily basis and dramatically reduce their back-end operating costs.

Andrej Zaťko, CEO of, comments: “Our goal is to give our customers a first class omnichannel banking experience that consistently delights users. We are building a customer-centric bank, which allows them to think less about their money and have more time for the things that they love. But in order to do this, we needed flexible and scalable technical infrastructure and state-of-the-art banking services that enable us to react instantly to our customers’ needs. This is where Mambu and Backbase came in. With their impeccable track records, agile way of working, innovative solutions, quick time to market and modern, scalable digital architecture, it was a no-brainer to select them as our digital partners.”

Matthijs Eijpe, Regional Vice President EMEA at Backbase, says: “It was immediately clear to us that had a compelling, innovative vision for their strategy and future – and high standards for the partners that would help them on that journey, as well. The bank was looking for a partner who would be able to give them solutions that it could quickly adopt and deploy, while still enabling customisation. Fortunately, Backbase’s modern architecture and culture means banks – no matter their size – no longer have to choose between speed to market and a unique, tailored customer experience.”

Eelco-Jan Boonstra, Managing Director of Mambu EMEA, adds: “Unbeatable financial institutions are those that embrace cloud-first thinking, like Combined, the Backbase and Mambu offering will provide with the flexibility it needs to become the leader in the region. will have a state-of-the-art banking platform and benefit from agility, reduced IT operational costs and opportunities in developing excellent customer experience. Mambu's platform will enable to build and deliver banking services exactly as they want and we’re looking forward to seeing deliver on its vision.”

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