Lending
Empowering homeowners with a more intuitive mortgage experience
The mortgage market, with its traditional roots and long history, is undergoing a transformation as it marches towards a digital future.
Revolutionise mortgage lending with cloud-based tools
Mambu's guide to efficient loan management
Despite projected global growth, the retail mortgage market is facing continued turbulence as housing stock declines and economic pressures on borrowers mount.
The challenge is how to overcome outdated legacy systems and technical debt to deliver modern mortgage solutions, faster and more cost effectively while delivering the choice and convenience modern borrowers expect.
This report shows how switching their lending core to the cloud with Mambu can open the doors to a more resource-lite way to develop, launch and run exciting new mortgage lending solutions. Without compromising financial performance, outpacing skills or incurring infrastructure costs.
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Switching to a cloud lending core
Lenders must deliver more speed, choice and flexibility
Whatever type of mortgage lending business you’re in, today’s lending platforms must deliver a cost advantage. That means improvements in overall efficiency and a tangible reduction in IT costs.
Switching to a cloud lending core and API-driven ecosystem can help you re-engineer a more competitive future with significant increase in efficiency, profitability and performance.
And, by connecting to best-of-breed suppliers, you can use composable banking to tailor workflow capability to specific requirements and deliver modern mortgage solutions.
CLOUD-BASED MORTGAGE LENDING
Rapid. Faster. Better.
Switching from a legacy system to a resource lite cloud lending core powered by Mambu’s composable cloud-native APIs – and hosted via a compliant provider like Amazon Web Services (AWS), Microsoft Azure or Google Cloud Platform (GCP) – delivers multiple benefits.
Rapid implementation
Mambu clients have implemented new core lending solutions to offer retail mortgages in 6-9 months, dramatically shorter than entirely replacing their legacy platform.
Better experience and incremental growth
With Mambu powering the core lending capabilities, an Australian lender recorded a 25% uplift in quarterly growth after implementation.
Faster product-to-market
Leveraging product configurations and existing integration patterns shortens development and launch cycles – in some cases delivering solutions in less than a month.
MODERN MORTGAGE SOLUTIONS IN THE CLOUD
Customer stories
“The immediate benefits of our new lending platform, powered by Mambu, are obvious in terms of improved efficiencies and better broker and borrower experiences.”
Chief Executive Officer at Bluestone
"We [...] wanted to partner with a SaaS banking platform that could provide an agile and scalable solution. In partnering with Mambu, for the first time we’ve found a technology that can actually move as fast as our digital teams.”
Chief Operations Officer at tandem
“We’ve selected Mambu to underpin our new home loan brand, Unloan, and look forward to working closely with Mambu as we continue to digitally transform our suite of CBA Group brands.”
Chief Information Officer for Technology at Commonwealth Bank
RECOMMENDED READING
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Let’s accelerate your retail mortgages journey together.
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